third consecutive year. The bad debt portfolio under management by JMT showed it potential to growth its performance in future and will be a core contribution of the group of companies. Personal Loans

Company, and it would be an excellent impact on the Company to maintain business relationships with this major customer and might be affected to the upcoming contract in the future. At present, 20% of the

improvements in order to deliver an excellent customer experience, along with the development of technological solutions, all with the aim of becoming “Customers’ Life Platform of Choice”. In the first quarter

an excellent customer experience. We have collaborated with our partners, cross-industry and cross-border, to create ecosystem partnerships under the “KASIKORNBANK and Beyond” concept. All of these

showed an improvement and a positive sign in performance recovery. For the year 2020, the Company will continuously improve our operations in order to satisfy customer needs in both quality and excellent

excellent service and develop fixed-mobile-contents convergence (FMC) strategies to deliver a superior experience for our customers. The business sector recovered well in 2Q22 and benefited from the

as a market leader in delivering an excellent user experience. Broadband and Enterprise businesses continued the growth momentum with distinctive products and industry collaboration Fixed broadband

during the renovation of its Street Furniture & Digital media, which led to a decline in overall revenue in this segment. In this year, the revenue contribution was divided into 1) Domestic Advertising

innovative products between VGI and Rabbit Group – organically grew 19.8%. REVENUE CONTRIBUTION Total operating revenue of THB 852mn REVENUE (THB MN) 1Q 2016/17 1Q 2017/18 YoY (%) (Restated) OOH media 543 755

increasing 13% YoY and 5.3% QoQ from shop expansion and renovation.  Bad debt was Bt551mn, increasing 57% YoY in accordance with larger revenue contribution from postpaid segment. QoQ, bad debt dropped 2.6