U.S. dollar-denominated borrowings from an unrealized gain of Baht 500 million for 9M’2016 to Baht 898 million for 9M’2017 due to the appreciation of the Baht against the U.S. dollar at the ending of

Baht 898 million in 9M’2017 to unrealized loss of Baht 68 million in 9M’2018 due to the 6.9% Baht appreciation against U.S. dollar during 9M’2017 but only 0.8% change in the exchange rate during 9M’2018

exchange rate from financing activities was a non-cash item derived from the outstanding of US dollar debts and the THB appreciation or depreciation against US dollar during the period respectively. There

provide smart personalized “Financial and Life Solutions” to the right customer at the right time. We continue our endeavor to deliver an excellent customer experience with ever-greater consideration of

’20 to support sales expansion in both energy drinks and functional drinks. Our growth plan will be supported by excellent execution and distribution expansion together with continued consumer-centric

renovation. Liquidity was maintained at healthy level with current ratio over 1, while capital structure was at optimal level with excellent ability to repay debt. 31-Dec-17 31-Dec-16 Chg Profitability ratio

improvements in order to deliver an excellent customer experience, along with the development of technological solutions, all with the aim of becoming “Customers’ Life Platform of Choice”. In the first quarter

an excellent customer experience. We have collaborated with our partners, cross-industry and cross-border, to create ecosystem partnerships under the “KASIKORNBANK and Beyond” concept. All of these

business we’re notably expanding the portfolio through new condominium project launches, targeting niche segments with an excellent design concept derived from extensive experience of our partner Sansiri. At

excellent service and develop fixed-mobile-contents convergence (FMC) strategies to deliver a superior experience for our customers. The business sector recovered well in 2Q22 and benefited from the