internal control is rectified as follows: (1) monitor, inspect and evaluate the effectiveness of the operating procedures of the work unit responsible for the following functions by an independent auditor

operation on 26 November 2021. Sales of natural gas power plant also increased from increase in unit rate which is adjusted in line with the increase in average natural gas price. 3 Cost of sales and service

reduce the risk of asset quality by being conservative in personal loans and hire purchase. Profit and Loss Statement Unit : Million Baht Consolidated 1Q/23 2Q/23 %LQ 1H/22 1H/22 %LY Credit card income

in this quarter and focus on specific customer groups to reduce the risk of asset quality by being conservative in personal loans and hire purchase. Profit and Loss Statement Unit : Million Baht

to reduce the risk of asset quality by being conservative in personal loans and hire purchase. Profit and Loss Statement Unit : Million Baht Consolidated Separated 4Q/23 %QoQ FY22 FY23 %YoY FY22 FY23

income surged significantly, especially the 19% increase in bad debt recovery. However, this year the Company will focus on fee-based income expansion. Revenues Structure Profit and Loss Statement Unit

Others Profit and Loss Statement Unit : Million Baht Consolidated Separate 3Q23 3Q24 %YoY 9M23 9M24 %YoY 9M23 9M24 %YoY Credit card income Loan income Hire-purchase income Other income 1,989 2,411 249 755

, the Energy Regulatory Commission (ERC) decided to maintain the Ft rate at -15.9 Sa-tang per unit, resulting in electricity charge of 3.5966 Baht per unit (before VAT). In addition, Ft rate is expected

maintenance in Q4/2018. Even though, the Ft rate during September-December remains at -15.9 Sa-tang per unit, the natural gas prices in Q4/2018 are expected to rise from Q3/2018, in line with upward movement of

Unit: million baht Details NDR’s consolidated financial statement (for the 9-month ended September 30,2017) Total Assets 712.99 Intangible assets 3.55 Total liabilities 277.07 Minority interest 1.30 Net