, decreased by Baht 6,655.6 million or 3.2% when compared to the end of the year 2018. Most of total liabilities were deposits, accounting for 82.7% of total liabilities. Owners’ Equity As of 31 December 2019

by Baht 9,037.8 million or 4.5% when compared to the end of the year 2019. Most of total liabilities were deposits, accounting for 86.5% of total liabilities. Owners’ Equity As of 30 September 2020

| Stock in SET100 | Offering Date - 04/10/2019 - 17/03/2020

Derivative Warrants | SCC19C2003B | DERIVATIVE CALL WARRANTS ON THE SIAM CEMENT PUBLIC COMPANY LIMITED ISSUED BY YUANTA SECURITIES (THAILAND) COMPANY LIMITED LAST TRADING IN MARCH 2020 # B | Stock in

| Stock in SET50 | Offering Date - 11/10/2019 - 03/04/2020

Derivative Warrants | HMPR41C2003A | DERIVATIVE CALL WARRANTS ON HOME PRODUCT CENTER PUBLIC COMPANY LIMITED ISSUED BY JPMORGAN SECURITIES (THAILAND) LIMITED LAST TRADING IN MARCH 2020 # A | Stock in

| Stock in SET50 | Offering Date - 16/10/2019 - 02/03/2020

Derivative Warrants | BJC24C2003A | DERIVATIVE CALL WARRANTS ON BERLI JUCKER PUBLIC COMPANY LIMITED ISSUED BY FINANSIA SYRUS SECURITIES PUBLIC COMPANY LIMITED LAST TRADING IN MARCH 2020 # A | Stock

Derivative Warrants | SCC28C2003A | DERIVATIVE CALL WARRANTS ON THE SIAM CEMENT PUBLIC COMPANY LIMITED ISSUED BY MACQUARIE SECURITIES (THAILAND) LIMITED LAST TRADING IN MARCH 2020 # A | Stock in

Derivative Warrants | KBAN16C2005A | DERIVATIVE CALL WARRANTS ON KASIKORNBANK PUBLIC COMPANY LIMITED ISSUED BY THANACHART SECURITIES PUBLIC COMPANY LIMITED LAST TRADING IN MAY 2020 # A | Stock in