under specific law other than the juristic persons under (h); (g) an international financial institution; (h) a governmental agency and a state enterprise under the law on budgetary procedures; (i) the

5,224,600.00 5.13 4.98 3$4 QGF9VZ%Hก ก () (BEM) - 514,995 2,708,873.70 2.66 2.58 3$4 3,, :# กS5 8@9$K #0 ก () (BTS) - 335,300 3,051,230.00 2.99 2.91 3$4 3 3$K9&6, :$8H89 $#-$ก#0 ก () (JWD) - 136,900

in total revenue at a higher proportion than the increase in total expenses. N E T P R O F I T a n d N E T P R O F I T M A RG I N : Executive S u m m a r y : Q 1/2023 Key F inanc ia l H igh l ights 1

ขึ้นร้อยละ 3.30 ก ำไรขั้นต้น เท่ำกับ 648.88 ล้ำนบำท คิดเป็นเพิ่มขึ้นร้อยละ 14.47 ก ำไรสุทธิ เท่ำกับ 117.77 ล้ำนบำท คิดเป็นเพิ่มขึ้นร้อยละ 38.08 งบก าไรขาดทุนเบ็ดเสร็จ (งบการเงินรวม) 1H 2566 1H 2567 เพ่ิม

)% 3.6% Interest expenses Deposits 5,288 5,616 5,102 (5.8)% 3.6% Interbank and money market items 405 310 257 30.6% 57.6% Contributions to the Deposit Protection Agency and Financial Institutions

million baht for the nine- month period. A significant increase resulted from the new Labor Protection Act reflecting past cost related 19 ASIA’S BOUTIQUE AIRLINE to employee benefits in income statement

expenses of Baht 92 million, primarily due to a one-time additional provision of retirement benefit obligations according to Labour Protection Law in the amount of Baht 51 million, a remuneration program’s

15,981 1.8% Interbank and money market items 593 676 307 (12.3)% 93.2% 1,673 805 107.8% Contributions to the Deposit Protection Agency and Financial Institutions Development Fund 2,479 2,498 2,442 (0.8

significant increase in selling expenses were mainly due to usage of reservation system together with an additional cost related to employee’s retirement program according to the new Labor Protection Act

regulations that allow for provision of tiered participation arrangements and protection of transactions due to differences in derivatives clearing houses; 9 (2) measures and procedures for managing default