, debt securities and marketable equity securities. As of March 31, 2020, liquid assets to total assets and liquid assets to deposits were 35.7 percent and 48.2 percent, respectively. Item March 2020

Performance Exhibit 1: Consolidated Company’s Performance comparison of 4Q2019 vs. 4Q2018 vs. 3Q2019 vs. FY2019 vs. FY2018 Note: (1) Adjusted EBITDA refers to EBITDA excluding impact of Stock Gain/(Loss) and

financial innovations in support of the drive towards a cashless society for service efficiency enhancement and reduced costs. Of note was the QR code payment acceptance service via Electronic Data Capture

attributable to owners of the Company 2,412 2,084 993 -59% -52% 2,681 3,076 15% Basic earnings per share (Baht) 1.75 1.51 0.72 1.95 2.23 Note: 1/ EBITDA from Refinery Business of the Company, BCP Trading Pte

) -205% -183% 5,608 2,463 -56% Basic earnings per share (Baht) 1.07 1.35 (1.12) 4.07 1.79 Note: 1/ EBITDA from Refinery Business of the Company, BCP Trading Pte. Ltd. and share of profit associated

the lease agreements (TFRS 16). Executive Summary Q1/2020 Operating SummaryHighlights Note: 1. Since the Q1/2020, the company has changed the classification of expenses, therefore, the gross profit

) (112) -102% Profit attributable to owners of the Company 1,174 993 1,316 12% 33% 3,855 4,393 14% Basic earnings per share (Baht) 0.85 0.72 0.96 2.80 3.19 Note: 1/ EBITDA from Refinery Business of the

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classified as cash and cash equivalents, such as a fixed deposit, certificate of deposit, a promissory note issued by a financial institution with due date of more than three months, and a deposit with an

cash equivalents, such as a fixed deposit, certificate of deposit, a promissory note issued by a financial institution with due date of more than three months, and a deposit with an obligation etc.. 3