increase in short-term loans from financial institutions for the use of the Company’s working capital as well as current portion of long-term loan from the Company’s investments. Interest-bearing Debt to

of changes in this report are based on the adjusted accounting policy and reclassification 1 Backlog include only sold units with sales and purchase agreements 2 Calculated from interest-bearing debt

increase of Long-term Borrowing Debentures Baht of 2,996.8 million despite a decrease of Short-term from Financial Institutions of Baht 1,765.0 million. Interest-bearing Debt as of 31 March 2020 was Baht

adoption of new financial reporting standards, the acquisition of a new subsidiary and the depreciation of the Thai Baht that affected the value of Company’s overseas assets • Net debt to equity ratio at the

overseas assets • Net debt to equity ratio at the end of 2Q 2020 stood at 0.98x, an increase from 0.48x on 31 December 2019 2Q 2020 SIGNIFICANT EVENTS Impacts of Coronavirus Disease 2019 (COVID–19) COVID-19

period of last year amount of 37.30 million Baht or decreased 37.30%. In 2019 the Company has the doubtful debt 22.90 million Baht, decreased from the same period of last year amount of 276.22 million Baht

, compared to Baht 106.5 million in Q2 2023 in line with our net interest bearing debt level. Net profit (loss) attributable to equity holders was Baht 102.7 million, compared to net profit of Baht 410.0

their debt servicing ability.  Allowance for Impairment Losses KBank has set aside allowance for impairment losses based on the Thai Financial Reporting Standards criteria, taking into account

มีภาระดอกเบี้ยต่อก าไรก่อน ดอกเบี้ยจ่าย ภาษีเงินได ้ค่าเส่ือมราคา และค่าตดัจ าหน่าย (interest bearing debt to EBITDA ratio) (เท่า) หน้ีสินทั้งหมดที่มีภาระดอกเบี้ย / ก าไรก่อนหักดอกเบี้ย ภาษี ค่าเส่ื

bearing debt to EBITDA ratio) (เท่า) หน้ีสินทั้งหมดที่มีภาระดอกเบี้ย / ก าไรก่อนหักดอกเบี้ย ภาษี ค่าเส่ือมราคา และค่าตดัจ าหน่าย (4) ความสามารถในการช าระภาระผูกพนั (debt service coverage ratio : DSCR) (เท่า