in Thailand maintained their good performance with adequate capital to support their business operations. The combined net profit of the Thai commercial banking system was Baht 207.2 billion, a 10.8
due to the recognition of special profits, while loan growth and credit quality were affected by the economic slowdown. The combined net profit of the commercial banking system was Baht 270.9 billion, a
DEVELOPMENT PUBLIC COMPANY LIMITED ANI: Asia Network International Public Company Limited AOT: AIRPORTS OF THAILAND PUBLIC COMPANY LIMITED AP: AP (THAILAND) PUBLIC COMPANY LIMITED APCO: ASIAN PHYTOCEUTICALS
: ANANDA DEVELOPMENT PUBLIC COMPANY LIMITED ANI: Asia Network International Public Company Limited AOT: AIRPORTS OF THAILAND PUBLIC COMPANY LIMITED AP: AP (THAILAND) PUBLIC COMPANY LIMITED APCO: ASIAN
with net profit rising by 7.8 percent from the same quarter last year and 6.6 percent from the previous quarter. As of June 30, 2019, loans grew at a lower rate than deposits, with the ratio of loans to
Quarter Change (%) 1/2018 4/2017 1/2017 4/2017 1/2017 Net profit * 9,005 8,496 8,305 6.0% 8.4% Earnings per share (Baht) 4.72 4.45 4.35 6.0% 8.4% Net interest margin 2.34% 2.31% 2.35% 0.03% (0.01)% Net fees
Discussion and Analysis for the year ended 31 December 2019 Page 5/22 Branch Network As of the end of the year 2019, Land and Houses Bank Public Company Limited had the total of 108 branches, decreased by 20
rating of LH BANK’s hybrid Tier 2 capital securities at “BBB” (Triple B Straight) by TRIS Rating. Branch Network As of the end of the third quarter of 2019, Land and Houses Bank Public Company Limited has
Discussion and Analysis for the year ended 31 December 2019 Page 5/22 Branch Network As of the end of the year 2019, Land and Houses Bank Public Company Limited had the total of 108 branches, decreased by 20
rating of LH BANK’s hybrid Tier 2 capital securities at “BBB” (Triple B Straight) by TRIS Rating. Branch Network As of the end of the third quarter of 2019, Land and Houses Bank Public Company Limited has