uncertainty or new regulations. In terms of capital, with the inclusion of net profit for the six months ending June 30, 2018, the total capital adequacy ratio, the Common Equity Tier 1 capital adequacy ratio

September 2018 June 2018 December 2017 Total capital 427,209 412,875 419,580 17.86% 17.22% 18.17% Tier 1 capital 390,773 376,407 383,942 16.34% 15.70% 16.63% Common Equity Tier 1 capital 390,716 376,348

the Bank’s well mixed of capital structure to be even stronger. As of September 30, 2019, total capital adequacy ratio, Common Equity Tier 1 capital adequacy ratio and Tier 1 capital adequacy ratio of

Capital Adequacy Ratio (CAR) and Common Equity Tier 1 ratio (CET1) stood at 18.2 percent and 15.6 percent, respectively. Commercial banks in Thailand faced many challenges during the year. Although

3,216,743 10,308 545 9,254 3,236,850 As of January 1, 2020, the Total capital adequacy ratio, Common Equity Tier 1 capital adequacy ratio and Tier 1 capital adequacy ratio each increased by 9 basis points (bp

system. At the end of 2018, the total Capital Adequacy Ratio (CAR) and Common Equity Tier 1 ratio (CET1) stood at 18.3 percent and 15.8 percent, respectively. The evolving business environment in 2018

Capital Adequacy Ratio (CAR) and Common Equity Tier 1 ratio (CET1) stood at 19.6 percent and 16.0 percent, respectively. The evolving business environment in 2019 required commercial banks in Thailand to

% for total capital ratio, 8.5% for Tier 1 capital and 7.0% for Common Equity Tier 1 capital. The Bank performs capital management planning to maintain an appropriate level of capital which is consistent

Coverage Ratio (times) -3.59 3.38 Earnings Per Share (EPS) -0.953 0.162 Weighted Average Common Stockholders' Equity (million shares) 1,983.93 1,767.22 Please be informed accordingly. Yours faithfully

requirement and additional capital conservation buffer) of 11% for total capital ratio, 8.5% for Tier 1 capital and 7.0% for Common Equity Tier 1 capital. The Bank performs capital management planning to