, following the slowdown in domestic consumption which reflected in sluggish spending in fast moving consumer goods (FMCG). Proportion of each market segment and growth of domestic RTD fruit juice market is as

3rd party’s manufacture of THB 79 million or 34.8%. In 2Q/2019, domestic energy drink market posted a growth of 5.5% according to the final volume sold to consumer data by Nielsen. However, the

declined y-on-y namely consumer products (-6.1%), auto parts (-4.7%) and industrial gas (-3.1%). In addition, new clients with total PPA of 30 MW are scheduled for synchronization to the company’s power

segment were also severely impacted due to lockdowns, less consumer spending on durables and travel restrictions although Hygiene Fibers had stellar results. • Non-durable end markets for IVL products

go into daily necessities and non-durable consumer goods having inelastic demands. • Liquidity in the company remains high with cash and cash equivalents of US$0.6B and unutilized credit lines of US

Consumer Discretionary 15.6 Information Technology 7.3 Health Care 6.9 ช่ือทรพัยสิ์น % ของ NAV ค่ำธรรมเนียม สูงสุดไม่เกิน เกบ็จริง กำรจดักำร 2.14% 1.605%* รวมค่ำใช้จ่ำย 6.22% 1.9581%* ค่ำธรรมเนียม สูงสุดไม่

right time with ever-greater consideration of consumer protection and customer privacy, taking into account the changing customer expectations. Along with this, we focus on predictive risk management

2020, decreased. At the end of 2018, loans in the commercial banking system were 6.0 percent higher than at the end of 2017, in line with an increase in consumer, SME and corporate loans, which expanded

well as the decline in global oil prices; these circumstances did not decrease the price of consumer goods in the country and the public were cautious of spending. Consumption of goods and services have

also due to a decrease in interest rates. Nevertheless, loan demand for investment declined, both for fixed investment and inventory buildup purposes. Demand for consumer loans declined in all categories