improvements made to logistics for the distribution of goods to SPAR branches. Along with the number of current SPAR branches have not been able to generate economies of scale, which led to the Bangchak Retail

Brunei and Qatar, trading of new product in the market such as MTBE, additional revenue from logistics management and freight trading, furthermore the fostering of strong ties with trade partners and

1 Ref. No. JUTHA-10/2563 November 2, 2020 Subject: Amendment of Articles of Association, Debt to Equity Conversion Constituting a Connected Transaction, Issuance and Offering of Newly Issued Ordinary Shares to Specific Investors (Private Placement) constituting a Connected Transaction, Reduction of Registered Capital, Increase of Registered Capital, Amendment of Memorandum of Association, Waiver from the Requirement to Make the Tender Offer for all Securities of the Business by Virtue of the res...

the top level of "Excellence : 5 Stars" for fourth consecutive year. Overview of Economy and Competition in Commercial Banking In 2018, the Thai economy expanded at a greater pace than the previous year

Most Outstanding Company in Thailand Utilities Sector 2019” in Asiamoney Awards 2019 for the most outstanding company in utilities sector in areas of financial performance, management team excellence, IR

evaluation of Thai listed companies, LH Financial Group Public Company Limited was rated among the top level of "Excellence : 5 Stars" for the 5th consecutive year. Overview of Economy and Competition in

The Asset ESG Corporate Awards 2019, which are 1) Platinum Award Excellence in ESG , 2) Best Initiative in Environmental Responsibility , 3) Best CEO and 4) Best Investor Relations Team; The event was

Companies, LH Financial Group Public Company Limited was rated in the top level of "Excellence : 5 Stars". Overview of Economy and Competition in Commercial Banking In the second quarter of 2017, the Thai

quality of the Company. Ac- quisitions made over the past several quarters and the relentless focus on operational excellence have contributed incrementally in enhancing the core EBITDA of the Company and

Financial Group Public Company Limited was rated in the top level of "Excellence : 5 Stars". Overview of Economy and Competition in Commercial Banking In the second quarter of 2017, the Thai economy continued