to lower bad debt provision while decreasing -11%QoQ due to some seasonal staff-related expenses. Net FX loss was Bt223mn, turned negative, compared to FX gain of B263mn in 4Q20 due to THB depreciation

-committee members, advisors, staff members, employees, or persons who work for derivatives exchanges from unlawfully seeking benefits by using the information obtained during the performance of their duties

guideline above. 10.5 Personnel: specify the total number of the Company’s staff and that of each core business. In case of material change in the number of staff or a substantial labor dispute during the

began to improve, especially in the end 2022, resulting in more employees are working at the office. In addition, sales staff made more appointments to meet customers and began to organize more on- site

a high season. • Admin & other expenses at Bt4,087mn, increased 1.0%YoY mainly from higher staff- related expenses partially offset by cost control. It increased 13% QoQ from a one-time reversal item

optimization. It decreased -34% QoQ due to the seasonality of marketing and promotion campaigns which peaked in 4Q23. • Admin & other expenses were at Bt4,568mn, increasing 11% YoY mainly due to increased staff

เกี่ยวกับการควบคุมดูแลการลงทุนเพื่อเป็นทรัพย์สินของพนักงาน (staff dealing) ที่ปัจจุบันกำหนดให้มีการจัดทำบัญชีรายชื่อหลักทรัพย์ที่ต้องติดตามตรวจสอบและจำกัดการทำธุรกรรม (WL/RL) เป็นต้น  

ความเห็นชอบตามหลักเกณฑ์ใหม่ตามสิ่งที่ส่งมาด้วย 4 3.2.2 experienced staff (1) การพิจารณาประสบการณ์การติดต่อและให้บริการลูกค้าในการเสนอขาย product ร่วมกับคนขายมาไม่น้อยกว่า 10

an employee who is capable of giving information to clients on standby at an office of the intermediary where clients contact for the distribution thereof; (b) arranging a communication system which

clients in accordance with the following criteria: (1) disclose information on risks and characteristics of the bonds by one or more of the following methods: (a) assigning an employee who is capable of