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Deferred Revenue Item Deferred Revenue Item = Deferred revenue from assets monetization to WHABT in 2015 which recognized in the first quarter of 2019 as a result of accounting standard adjustment (TFRS 15

Increase/(Decrease) THB mm THB mm THB mm % Dividend and Management income 77.1 48.1 (29.0) (37.6%) Others 12.8 18.6 5.9 46.1% Total other income 136.9 127.3 (9.6) (7.0%) Other income during the first quarter

, despite global and domestic economic uncertainties. Customers continue seeking solutions that enhance flexibility, enable effective cost management, and foster sustainable growth. Mobile business continues

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V3 27/02/63 0 V3 27/02/63 1 Management Discussion and Analysis Overview of the Economy and Banking Industry Thai Economy in 2019 In 2019, the Thai economy grew by 2.4 percent year-on-year, down from