slower rate consistent with economic slowdown. Personal loans still expanded. Meanwhile, loans to business contracted. Commercial banks were tighter in extending loans in line with economic conditions as

accounting standard TFRIC12 EBITDA (MB) Q1/2017 Q1/2018 YoY % Operating profit 484.21 403.89 (80.31) (16.59%) Depreciation 95.25 100.14 4.89 5.13% Amortization 67.71 73.92 6.22 9.18% EBITDA 647.16 577.96

concession agreements for tap water according to accounting standard TFRIC12 EBITDA (MB) For the three-month period For the six-month period Q2/2017 Q2/2018 YoY % 1H/2017 1H/2018 YoY % Operating profit 470.62

the first-time adoption of Thai Financial Reporting Standard 17: Insurance Contracts (TFRS 17) on 1 January 2025. Consequently, the auditor was unable to review the source of input data, the

Mr.Phanit Mr.Phanit (surname not available), jointly with other alleged persons, operated mutual fund management in Thailand under the name of "Standard Morgan" without proper licenses

Mr.Thanapol Mr.Thanapol (surname not available), jointly with other alleged persons, operated mutual fund management in Thailand under the name of "Standard Morgan" without proper licenses

Mr.Prasert Mr.Prasert (surname not available), jointly with other alleged persons, operated mutual fund management in Thailand under the name of "Standard Morgan" without proper licenses

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IOSCO standard และรองรับการประเมิน FSAP      หลักการและเหตุผล การปรับปรุงหลักเกณฑ์เกี่ยวกับการเปิดเผยข้อมูลเพิ่มเติมสำหรับการเสนอขายตราสารหนี้ เพื่อให้สอดคล้องกับ IOSCO standard เพื่อรองรับการประเมิน FSAP