4_MDA Year2019 EN -Translation- No. ECF2 007/2020 February 28, 2020 Subject: Management Discussion and Analysis of the year 2019 ended December 31, 2019 To President The Stock Exchange of Thailand

114.7 111.5 2.9 341.1 352.9 (3.3) Export sales 395.4 376.5 5.0 1,066.0 1,143.6 (6.8) Total revenue from sales 510.1 488.0 4.5 1,407.1 1,496.5 (6.0) Foreign exchange gain (loss) 1.6 2.0 (18.6) 5.3 5.3 0.6

MD & A ประจำปี -62 _ก่อนสอบทาน__EN Subject : Management Discussion and Analysis (Unreviewed) To : Director and Manager The Stock Exchange of Thailand Ratchthani Leasing Public Company Limited would

MD & A งบปี -62 _หลังสอบทาน__EN Subject : Management Discussion and Analysis (reviewed) To : Director and Manager The Stock Exchange of Thailand Ratchthani Leasing Public Company Limited would like

subsidiaries’ total earnings amounted to 800 million Baht, consisting of contract revenue 779 million Baht, interest 11 million Baht, profit from rate of exchange 8 million Baht and others income 2 million Baht

undertake any responsibility for its accuracy, nor be held liable for any loss or damages arising from or related to its use. ----------------------------- Notification of the Securities and Exchange

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ที่ BCH No.BCH.019/2018 26 February 2018 Subject : Approval of transaction with connected person Attention : The President The Stock Exchange of Thailand The Board of Directors’ Meeting of Bangkok

ที่ BCH No.BCH.019/2018 26 February 2018 Subject : Approval of transaction with connected person (Additional) Attention : The President The Stock Exchange of Thailand The Board of Directors’ Meeting