affect the value of the asset. Moreover, the economy is generally in recession and there is no clear record of the existing debtor?s past repayment, causing a negative impact on the repayment ratio. And in

THB 36 mil. or 10.3% negative growth when compared to the same period of last year, primarily due to dumping price by competitors and focusing on electronic payment and number of bank branches reduction

as, the epidemic of Covid 19 have severe negative impacts on the economy. There are many industries that have been impacted from this pandemic which most directly are service and tourism industries

Business The COVID -19 virus pandemic situation has had a wide impact on all types of businesses and industries. In the first quarter of 2020, the negative impact on revenue to the Company and its

steadily increased in recent years which result to the strict in granting a loan to the borrower from many financial institutions. As well as, the epidemic of Covid 19 have severe negative impacts on the

10.7 (26.0) (25.2) Net profit 1,054 8.4 1,348 11.1 1,329 10.4 (21.8) (20.6) EPS ( Baht) 0.85 1.08 1.06 Overall performances of the company in this quarter have been affected from 2 major unfavorable

unchanged from previous year despite the decrease of SW income . Non-SW income has more than offset the unfavorable SW income while cost has been under control. Page 3 of 4 Statement of Financial Position as

statement as of June 30, 2017 and the Company’s unstable profitability and unfavorable of steel industry which caused the Company might not be able to receive source of funds from other financial institutes

on its current financial statement as of June 30, 2017 and the Company’s unstable profitability and unfavorable of steel industry which caused the Company might not be able to receive source of funds

proceed with the order of any kind of futures trading of an investor which has an objective to limit potential loss of futures trading such as the stop loss or stop limit order, etc., due to the unfavorable