rate  Classification and measurements of financial instruments into following categories: Amortised cost, fair value through other comprehensive income (FVOCI) and fair value through profit and loss

areas such as Digital and Business Continuity to provide best in class support to our business segments. Our recent leadership re-organization, 16 distinct business verticals within 3 business segments

following details. Financial performance Statement of income Consolidated financial statements for the year 2018 2017 Change (Audited) (Audited/Restated) Increase (Decrease) THB Million % THB Million % THB

support to withdraw Baht currency all of the bank in Thailand and accepts to JCB (Japan Credit Bureau) and UPI (UnionPay International) cards to provide service for foreign businessman and traveler. As of

Machine Service (ATM) is a withdrawal services, money transfer within the bank, money transfer to the account of other bank, and payment for goods and services, including the bank’s ATM support to withdraw

support and several kinds of loan package, reduced electricity and water tariffs, and put in place a debt moratorium for citizens and businesses. The Cabinet of Ministers issued an emergency decree

equivalent decreased Baht 97.38 million mostly for purchase of fixed assets. In Thailand, the company invested new medium booth to support new customer orders which will launch to commercial in the 2nd half of

million. The revenue from sales and services increased in the amount of Baht 29.05 million or 1.52 percent income increased due 1.1 The company has revenue from sales and services from the leather business

as follows; Expense/Income 2020 2019 Employee expenses and benefits 11,116,644.56 14,621,136.01 Other expenses 7,645,942.42 7,715,034.38 Expense (income) allocation 0 (3,582,974.51) Total

declined from the contractions in vehicle sales in line with the weakened household income from lower income, employment and consumer confidence coupled with the already high household debt level