chain disruptions as economic activities in China were put on hold. The disruption of activities in industries affected by the Covid-19 outbreak, combined with the curfew’s curtailing of business
serious damaged to paddy productions, directly resulting to a drop of sales in product Screw Flight. Moreover, our main customer also lowered their production plan for the Combined Harvester which inline to
subsidiaries which are comprised of PHATRA, PTSEC and PASSET. Both the commercial banking business and the capital market business work closely together in order to achieve combined results in the three business
closely together in order to achieve combined results in the three business objectives which the Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking. For Credit Business
order to achieve combined results in the three business objectives which the Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking. For Credit Business which will focus
exhibit a slow growth, increasing 4.2% from last year. The number of Chinese tourists which made up 28% of total tourist arrivals recovered in the second half of the year with growth of 4.4% for total year
than 3 years from the date WHART Trust conducts its investment. Provided that the terms and conditions shall be in accordance with the Undertaking Agreements that WHART Trust made with WHA. Age of the
combined installed capacity of 31 MW and sells all electricity to PEA and MEA under a 25-year PPA. These projects were able to achieve COD as scheduled in PPA while the construction cost was also in line
together in order to achieve combined results in the three business objectives which the Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking. For Credit Business which