housing units in the projects were Baht 88.78 million with a gross profit of Baht 40.93, representing a gross profit margin of 31.56 percent. Gross profit margins from the Company’s sale of immovable

, tentative transfer in 3Q19), and ‘The ESSE Sukhumvit 36’ (official launch in 4Q17, tentative transfer in 3Q20) – are under development, the reported revenues are from sales of housing units and home building

, the reported revenues were from sales of housing units and home building services of the 52%-owned NVD. Page 3 of 6 The initiative to expand residential business to landed property took place in April

homebuyers, reduction of ownership transfer fee and mortgage registration fee to 0.01%, housing loan measures of the Government Housing Bank and financial support for down payment. Such measures gradually help

the low yield segment – housing loans which expanded by 149.0% yoy and corporate lending loans grew by 126.5% yoy. Meanwhile, cost of fund for 1Q18 dropped yoy from 2.4% to 2.3% resulting in declining

loan portfolio in the low yield segment – housing loans which expanded by 149.0% yoy and corporate lending loans grew by 126.5% yoy. Meanwhile, cost of fund for 1Q18 dropped yoy from 2.4% to 2.3

million or 6.0% yoy from Baht 10,628 million in 2017. Yield on loan for 2018 declined from 7.5% to 7.2% yoy from the expansions of loan portfolio in the low yield segment – housing loans, corporate lending

order to hand over to housing juristic person and for repurchasing of houses from customers, totaling 247 million baht in the same period in 2018. In the first nine months of 2019, finance cost is

loans, real estate development loans and housing loans while hire purchase loans declined slightly from the end of 2018. For asset quality, the Non-Performing Loans (NPLs) to total loans ratio for 1Q19

on loan for 2Q18 declined from 7.6% to 7.2% yoy due to the high growth of loan portfolio in the low yield segment – housing loans, corporate lending and real estate 6 development loans. Meanwhile, cost