%. The unemployment rate in 1Q/2024 was 1.01%. However, the K-shape recovery causes household debt (seasonal adjusted) to continue climbing up from 90.7% in the 1Q/2023 to 91.4% in 1Q/2024. For the 1Q/2024

an excellent customer experience. We have collaborated with our partners, cross-industry and cross-border, to create ecosystem partnerships under the “KASIKORNBANK and Beyond” concept. All of these

business which comprised of 81.22% of sale and service income in Q3 2021 remained strong and grew in line with the industry. In Thailand, customer orders were slightly slower than planned but still higher

increase in revenue was higher than the industry growth (in terms of volume) of 3.1% year-on-year due to the following reasons: 1) Automotive Parts Business; Increase in customer orders from existing clients

Liabilities as of year 2019, mainly due to a decrease of debt under trust receipt and accounts payable and other payables. ZIGA INNOVATION PUBLIC COMPANY LIMITED 999/9,10,11 MOO 9 NAIKLONGBANGPLAKOD

% y-o-y due to economic slowdown in advertising industry. Revenue from sales food and beverage Sales of food and beverage was 269.9 MB can be classified as follows:- A&W Restaurant: revenue from sales

the annual general meeting in April and paid out in May. Financial Status The group currently has no interest bearing debt. Cash reserves and financial investments at the 31st December, 2017 were THB

Yai, Chachoengsao and Rayong Branch (which started operating since 1 November 2018)). Industry Overview In 3Q18, Thailand’s overall economic growth accelerated from all major spending categories

Global and Thai Economy in the Third Quarter of 2019 1 1.2 Banking Industry and Competition 2 1.3 Significant Regulations and Rules related to Business Operations 2 2. Risk Management and Risk Factors 5

188 million Baht. The increase in other income was a result of debt abatements of the Dean & DeLuca Inc. with a total of 179 million Baht. The total gross profits for Q1 2019 was 263 million Baht (33