Microsoft Word - 4_SEC account 3-%0@ˆ5"ˇ_@˙%5H"ˇA˙%_20211124 - kdraft V2.docx 1 Application for Registration / Change of Information in SEC Account Date: ……………………………….. Attn: Secretary-General The

the responsible person of such scheme. “ credit rating ” means the credit rating by a credit rating agency accepted by the SEC Office which estimates the capability to make repayment under instruments

the responsible person of such scheme. “credit rating” means the credit rating by a credit rating agency accepted by the SEC Office which estimates the capability to make repayment under instruments or

Digital lending license and launched Digital personal loans in November 2021. Since, the Bank of Thailand has relaxed debt assistance from BOT increasing credit line from 1.5 to 2 times for customers

: Date of agreement: Agreement with AEON Credit Service Systems (Philippines) Inc. is within May 2017. Contractual parties with AEONTS and its subsidiaries companies: Company Business Relationship with

-performing loan (NPL) to total loans was 2.9 percent, nearly the same level as at the end of 2017. The Bank of Thailand’s Senior Loan Officer Survey indicated that in the second quarter of 2018, credit demand

exchange rates. KBank hence prioritized effective risk management in order to cope with economic uncertainties both at home and abroad. We adopted a prudent credit policy, accounting for customer potential

-2023 Balance by Quarter Change Q3-23 Q2-23 Q3-22 Q3-23 VS Q2-23 Q3-23 VS Q3-22 (Million Baht: MB) (MB) % (MB) % Total revenue 1,704.9 1,703.0 1,886.5 1.9 0.1 (181.6) (9.6) Total operating expenses

, especially regarding credit risk and information technology, so as to implement effective change management and enhance related policies and processes. These factors above will underpin the transformation of

Summary of operations and the factors that make a significant change Summary of Operations for the Year 2023 Operation Overview Annual Balance Change 2023 2022 2023 VS 2022 Million baht (MB) (MB) % Total