, consists of unrealised gain (loss) on exchange rate of receivable under finance lease agreement and gain (loss) on forward contracts and loss on impairment of assets. Change YoYChange QoQ Financial

Company Limited (ECF-P) and ECF-P is the subsidiary held Consolidated Separate Amount Change Amount Change 2018 2017 Amount % 2018 2017 Amount % Revenue from sale – net 1,454.57 1,444.62 9.94 0.69% 1,443.43

was 0.96 times which reflect a capability for the Company to acquire more bad debt in the future. Summary of Revenues and Net Profit Q1/2017 Q1/2018 Change MB. % MB. % MB. % Services income from debts

credit demand and the economic volatility caused by Covid-19. V2 27/08/63 3 Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) H1 Change 2/2020 1/2020 2/2019 1/2020 2

31, 2021, which can be summarized as follows: 1) Profit & Loss Analysis : Q1 2021 (Unit : Million Baht unless otherwise stated) Q1 2021 Q1 2020 Change Amount % Change Total Revenues 5,739 5,208 532

31, 2022, which can be summarized as follows: 1) Profit & Loss Analysis : Q1 2022 (Unit : Million Baht unless otherwise stated) Q1 2022 Q1 2021 Change Amount % Change Total Revenues 6,815 5,739 1,076

of March 31, 2023, which can be summarized as follows: 1) Profit & Loss Analysis : Q1 2023 (3 Months) (Unit : Million Baht unless otherwise stated) Q1 2023 Q1 2022 Change Amount % Change Total Revenues

) Profit before FX per share (Baht) 5.25 4.35 0.90 Leverage Ratio and Liquidity Ratio Quarter 2 Quarter 1 Change Increase/(Decrease) 2019 2019 Debt to equity ratio (Time) - Consolidated 1.03 1.11 (0.08

Q3–2020 Balance by Quarter Change Q3–20 Q2–20 Q3–19 Q3–20 VS Q2–20 Q3–20 VS Q3–19 (Million Baht: MB) (MB) % (MB) % Total Revenue 2,241.1 1,187.6 1,798.9 1,053.5 88.7 442.2 24.6 Total Operating Expenses

% Finance cost -5.95 -0.92 5.03 548% Income tax expenses -2.67 -0.94 1.73 185% Net income for period 13.66 10.49 3.17 30% Earnings per share (THB) 0.05 0.03 0.02 59% FY 2018 FY 2017 YoY change YoY % change