0.25% per annum (the normal interest rate of the loan for the associated companies) whereby PF will adjust the said interest rate for twice a year in January and June. At present, the interest rate is

had to be closed according to government policy. But the company was able to adjust to its profitable operating results this quarter details as follows: Management Discussion and Analysis Q2/2020 Page 3

, TFRS 9 Financial Instruments and TFRS 16 Leases, by adjusting from the retained earnings as of January 1, 2020 and didn’t adjust the financial statement of the previous year. The adjustments of right-of

tax – all of which will come into force during 2019-2020, as well as other regulatory changes both at home and abroad in the future. Commercial banks must therefore adjust their business undertakings in

E_1 Legal_FA_2015_12_29-c A WWCCoorrppLL44..11hhiigg A Executive Summary 1 Management Discussion and Analysis For the Year Ended December 31, 2017 In 2017, Thai economic growth gained traction, buoyed by strong recoveries in tourism and exports. This growth momentum is expected to carry on into 2018, especially amid a brighter outlook in public and private investment. Nonetheless, the business sector remained challenged by new modes of competition in a broader marketplace amid the advancing digi...

detailed in Chapter 3; (3) risk management, as detailed in Chapter 4; (4) management of tiered participation arrangements in derivatives clearing houses, as detailed in Chapter 5; (5) management and

of Intermediary to Handle Clients’ Complaints and participation in the SEC Office’s project to resolve disputes by arbitration. 4.3 Having a business plan and an operating system for establishing a

including medical equipment ,will be able to help The Company to reduce such costs. 7.2 Participation in management, The company will have representatives to determine the operating policy of business and

Thai capital market to access best-practice tools and resources and increase their alignment with the SDGs. “As we take the agenda of SDG acceleration forward, we must do so with the full participation

requirement for all listed companies to attend the “Opportunity Day” or to organize Analyst Meetings 2-4 times a year. Participation in such events will provide opportunities for analysts and investors to