fell by Baht 3,240 million mainly from decreases in gains on investments, and gains on tradings and foreign exchange transactions. Impairment loss on loans and debt securities fell by Baht 3,191 million

32,936 10.7% Less Fees and service expenses 2,285 2,208 2,223 3.5% 2.8% 8,934 8,444 5.8% Net fees and service income 7,836 6,599 6,255 18.7% 25.3% 27,526 24,492 12.4% Gains on tradings and foreign exchange

, however, net fees and service income and gains on tradings and foreign exchange transactions declined. Net interest income rose by Baht 291 million or 1.8 percent. However, operating expenses rose by Baht

(1,689) - 518.1% N/A 5,372 - N/A Gains on tradings and foreign exchange transactions - - 1,865 - N/A - 3,623 N/A Gains on investments 317 1,150 2,471 (72.4)% (87.2)% 1,467 3,245 (54.8)% Share of profit

2,890 2,614 2,637 10.6% 9.6% 10,776 9,847 9.4% Net fees and service income 8,185 6,864 7,070 19.2% 15.8% 28,504 27,590 3.3% Gains on tradings and foreign exchange transactions 2,172 2,052 2,074 5.8% 4.7

financial instruments measured at FVTPL (1,689) - - N/A N/A Gain on tradings and foreign exchange transactions - 2,172 1,759 N/A N/A Gains on investments 1,150 14,988 775 (92.3)% 48.4% Share of profit from