E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

new technologies to our customers for accounting, manufacturing and inventory management, all for enhanced business efficiency and competitiveness. Moreover, KBank has teamed up with the government to

regardless of capital market movements. To support our customers in effectively gaining knowledge at the international level, KBank teamed with Lombard Odier and other business partners to organize a seminar

personal and business needs through multiple channels, namely teams of professional RMs, THE WISDOM ONWARD e-Newsletter – an online monthly newsletter, and quarterly seminars. Meanwhile, KBank teamed up with

215, featuring a short-term life insurance product with low risk and high return. We also teamed up with KASIKORN ASSET MANAGEMENT CO., LTD. to launch mutual funds with varied investment policies suited

special 8-month and 11-month fixed-term deposits with monthly interest payment at the rates of 1.9 and 1.6 percent p.a., respectively. KBank also teamed with KASIKORN ASSET MANAGEMENT Co., Ltd. to introduce

E_1 Legal_FA_2015_12_29-c A WWCCoorrppLL44..11hhiigg A Executive Summary 1 Management Discussion and Analysis For the Year Ended December 31, 2017 In 2017, Thai economic growth gained traction, buoyed by strong recoveries in tourism and exports. This growth momentum is expected to carry on into 2018, especially amid a brighter outlook in public and private investment. Nonetheless, the business sector remained challenged by new modes of competition in a broader marketplace amid the advancing digi...