as of 2Q’19. For SW income per insurer, the income has increased from THB 988 per insurer to THB 1,015 per insurer reflecting the more efficient SW income generated from each insurer. Cost of Hospital

to replace the less energy efficient ones in order to conserve energy, but this year the Retail Chain had delayed the investments. Profit for the period The Company's profit of the quarter was 3.3

the economic sector. Thus, FETCO will be able to bring more efficient cooperation with both public and private sectors.    Under the proposed law, the structure of the Capital Market Federation of

by more efficient management of pharmaceutical supplies. Administrative Expenses During 9M17, administrative expenses increased by 14% yoy due mainly to the increase of headcounts and salary rate in

efficient cost management such as staff cost and other related cost. Administrative Expenses In year 2017, administrative expenses increased by 12% yoy and 6% yoy in the fourth quarter mainly due to the

higher revenue per visit of non-social security category but also from the efficient cost control of medicine and supplies as well as staff. Administrative Expenses Administrative expenses decreased by 13

IPD which generated highest margin comparing to other categories. Moreover, the efficient cost management such as medicine & medical supplies as well as the benefit from economy of scale in term of

reasons for the decline of cost ratio not only stemmed from the increase of SW income and non-sw income per head but also from the efficient cost management particularly staff cost. Administrative Expenses

, taxes and depreciation (“EBITDA”) EBITDA (not included other income) decreased by 6% yoy but EBITDA margin remained at the same level of previous year which was 26%. This was attributable to the efficient

can be summarized as follows: Strategy One: To embrace financial technology (FinTech) as a tool for adding value and creating more efficient market and accessibility for all stakeholders. This priority