. - The opinion of the Audit Committee and/or Director of the Company which differ from the opinion of Board of Directors -None- The Company provides this information for acknowledgement and dissemination

Audit Committee and/or any Directors differ from the Board of Directors’ opinion -None -

and/or any Directors differ from the Board of Directors’ opinion -None -

ended 31 March 2020 2 | P a g e *Value may differ by one decimal point due to rounding Highlights 1/ One-time expenses in Q1/2019 were resulted from the employee retirement benefit (net after tax). 2

data, particularly those from outside the company. In addition, any forward looking statements are subject to change as market conditions and actual outcomes may differ from forecasts. BAM makes no

to change as market conditions and actual outcomes may differ from forecasts. BAM makes no representation or warranty of any type whatsoever on the accuracy or completeness of the information contained

the company. In addition, any forward looking statements are subject to change as market conditions and actual outcomes may differ from forecasts. BAM makes no representation or warranty of any type

all cash collection items from the NPL and NPA management business. However, cash collection is not a standard indicator prescribed by TFRS, and so the methods of calculation may differ from methods of

and/or Directors of the Company, which Differ from the Opinion of the Board of Directors as per Item 10. The Audit Committee and other directors of the Company do not have any opinion that is different

revenue from rental and rendering of services. *Value may differ by one decimal point due to rounding error Q3/2019 Operating Highlights* Q3/18 Q2/19 Q3/19 Change +/- 9M/18 9M/19 Change +/- (THB million