sustainable growth and reasonable returns to stakeholders. In 2018, KBank focused on customer service and credit risk management for every customer segment. Customers’ businesses were challenged by

also creating innovative products and comprehensive services in keeping with changing customer expectations regarding financial services, with ever-greater consideration of consumer protection and

increase in the coming Q2-3/2020. The subsidiary in the Philippines is affected by the relocation of production base of its main customer back to Thailand, resulting in a huge reduction in revenue. By the

2- and 3-Carrier Aggregation (CA) technology. During the quarter, the competition focused on acquiring/maintaining quality customers in postpaid segment through handset campaigns and pricing strategy

marketing activities to educate the water quality, which is consistent with the business model of the customer group continuously. Include activities to promote and educate cleaners and disinfectants to

achieve sustainable growth and returns while maintaining our long-term market leadership. Guided by our core strategies of “Customers’ Life Platform of Choice” along with “Customer Centricity”, KBank has

. AIS focused on quality customer acquisition with 5G packages while enhancing customer experience and providing various benefits in collaboration with strategic partners. However, the revenue declined

continued offering low-end unlimited data plans in both prepaid and postpaid segments in order to maintain customer base and expand market share. Hence, mobile revenue slightly declined by 0.7% YoY to

, we aided its fund- raising via capital markets through an initial public offering (IPO) on the Stock Exchange of Thailand. Meanwhile, KBank remains focused on bolstering customer competitiveness. To

focused on delivering convergence across our services, leveraging our customer relationships, and continuously enhancing the value of our multi-product offerings. • Mobile to focus on sustaining leadership