liquidity ratio was 1.35 times. The Company maintained healthy financial position and sturdy debt service capacity with interest-bearing debt-to-equity ratio of 0.09 times. 2019 Outlook 2018 was the final

and small business loan. Although, the non-performing loans affected profitability, but the Thai commercial banking system still remained sturdy. Credit Rating Land and Houses Bank Public Company

loan. Although, the non-performing loans affected profitability, but the Thai commercial banking system still remained sturdy. Credit Rating Land and Houses Bank Public Company Limited is assigned the

of each mutual fund, together with sufficient description thereof illustrating the distinctive nature of each mutual fund and the value of the pool of assets. Should there be any change in such

must provide details of the results of the offering of investment units of each mutual fund, together with sufficient description thereof illustrating the distinctive nature of each mutual fund and the

investment units of each mutual fund, together with sufficient description thereof illustrating the distinctive nature of each mutual fund and the value of the pool of assets. Should there be any change in

logistics. EBITDA expands in low-single-digit growth AIS will continue to digitally transform by bringing new technologies to deliver a distinctive customer experience and optimize the cost to serve. We have

improve IT processes & systems to unlock higher efficiency and productivity of our operations to ensure distinctive customer experiences. Capital allocation will be executed with caution to ensure we

operations to ensure distinctive customer experiences. Capital allocation will be executed with caution to ensure we streamline ourselves, improve CAPEX and OPEX efficiency, and deliver maximum value to our

., manufacturing, property, and logistics. EBITDA expands in low-single digit growth AIS will continue to digitally transform by bringing new technologies to deliver distinctive customer experience and to optimize