are sufficient and correct before forwarding them to the Board of Directors for consideration. - Review the internal control system to oversee that the internal audit procedures are adequate

whether the code of conduct is complied: 1.3.1 Monitoring and assessment by an internal audit unit or a compliance unit; 1.3.2 Self -assessment by executives and employees; 1.3.3 Assessment by independent

inventory shortfall damage and deferred tax assets/liabilities Exhibit 2 : Sales revenue and Adjusted EBITDA breakdown by business unit comparison of 1Q2020 vs. 1Q2019 vs. 4Q2019 (million THB) Sales Revenue

increase of revenue from office segment and management income • EBITDA stood at THB (93)mn, largely from the shortfall of revenue, partially relieved by lower operating costs and selling and administrative

"%)K$/"(*Z %!*.#$KL bK$!#()* SET . '$".',' %. )Ò)' (market-driven organization)O* L '7 (demutualization) *#&%&")#!)'4 2` %&- ! 8 #-% '7%"*&%!%')72 /%/2#) SET &") (necessary but not sufficient

+133 7&)=+2=9=2912 13 1&) 1: '&' 1+*3 *6 2 & +&' () 9&&)36

online channels to continue to operate, although this was not sufficient to compensate for the losses resulting from the closure of stores. However, consumer demand for our products has continued

marginally from the previous quarter to 40.70 percent, it was better than the target. Meanwhile, our robust capital position was sufficient to cushion against risk, and greater than the Bank of Thailand’s

KASIKORNBANK FINANCIAL CONGLOMERATE according to the Basel III Accord B was 18.53 percent, with a Tier 1 capital ratio of 15.17 percent, remaining sufficient to cushion against risk in times of crisis, and

circumstances. At the same time, our robust capital position was sufficient to cushion against risk, and greater than the Bank of Thailand’s requirement. As evidenced, capital adequacy ratio (CAR) of KASIKORNBANK