the implementation of new loan-to-value (LTV) measures by the Bank of Thailand, as part of our effort to enlarge our high-yield loan portfolio. Along with this, we continued to conduct co-promotion

which progressed unabatingly. The number of service stations as of the end of Q2/2019 was 1,185 locations. Net Marketing Margin increased from the incessant push to enlarge proportions of retail sales

major loan products, i.e., K-Home Loan, K-Credit Card and K-Express Card. For K-Home Loan, we focused on K-Home for Cash to enlarge our high-yield loan portfolio, the launch of campaigns offering special

with the expansion of its trade transactions with new partners with respect to the company’s strategic plan to enlarge the business. Marketing Business Group recorded 5% higher total sales volume YoY