and Analysis Consolidated Financial Results For the period ending June 30, 2019 Ocean Glass Public Company Limited Page 2/4 Management Discussion and Analysis Statement of Comprehensive Income Total

Financial Results For the period ending September 30, 2019 Ocean Glass Public Company Limited Page 2/4 Management Discussion and Analysis Statement of Comprehensive Income Total Revenues (Million Baht

the period ended September 30, 2020 Ocean Glass Public Company Limited Page 2/4 Management Discussion and Analysis Statement of Comprehensive Income Total Revenues (Million Baht) Quarterly Change Nine

following actions with respect to risk management: (1) establish a written comprehensive risk management policy framework that covers all risk areas, with approval of its board of directors or the working

comprehensive risk management principles and policies, a risk-aware culture Bank-wide, as well as good corporate governance. All of the above endeavors and satisfactory operating performance, together with sound

to the accounting policy changes. The impacts on the consolidated statement of financial position and the consolidated statements of comprehensive income are summarized as follows:- Management

- Restated 2,048.02 3,252.49 Statement of comprehensive income Y2017 Management Discussion and Analysis For the Three-month and Six-month Periods Ended 30 June, 201" Page 5 2. Operation per formance according

potential economic uncertainties, KBank emphasizes predictive integrated risk management (IRM) through the establishment of comprehensive risk management principles and policies, a risk-aware culture Bank

management (IRM) through the establishment of comprehensive risk management principles and policies, efficient capital management and a risk-aware culture Bank-wide. Given our preparedness in terms of

actions with respect to risk management: (1) establish a written comprehensive risk management policy framework that covers all risk areas, with approval of its board of directors or the working group