leveraging of our strength as Thailand’s number-one digital banking provider, with the aim of becoming the Customers’ Life Platform of Choice under our core strategy of Customer Centricity for our business

languages, the Thai version shall prevail. The objective of this MD&A is to present the information and the explanation of financial status and operating results as of the date hereof. However, the

investment in associated company For year 2018, Share of profit (loss) from investment in associated company was 44.99 million baht compare to 29.26 million bath last year, increase by 15.73 million baht or

over the long term. Guided by our core strategies of “Customer Centricity", KBank has decided to redefine our aspiration to become “Customers’ Life Platform of Choice”, meaning the most-preferred

House Group Hotel Business 02/09/2021 20:00 Investment in Jay Mart Public Company Limited and Singer Thailand Public Company Limited and Investment in Advance Life Assurance Public Company Limited

for the use of IPO proceeds and the Country’s official economic and investment developing plan. The Board has authorized a special task force team to conduct feasibility study via any risks associated

joint ventures and associated companies THB 21mn. Net Cash used in financing activities was THB (379)mn. The key components were repayment of long-term loans from financial institutions of THB 229mn, and

disposal of ordinary shares in joint ventures and associated companies THB (191)mn. Net cash used in financing activities was THB (491)mn. The key components were the net repayment of long-term loans from

such transaction, as well as to seek an approval for entering into such transaction from the shareholders’ meeting with votes of not less than three-fourth of total number of the shareholders present at

Section 109 Securities and Exchange Act B.E. 2535 Section 109. The Office may require any securities company to submit any report or present any document for any period or from time to time as