Baht 2.2 billion or 36.5 percent in interest income from interbank and money market items, and an increase of Baht 797 million or 0.9 percent in interest income on loans due to the expansion in loan

turn affect demand for loans – especially business loans – which would likely put pressure on asset quality. Moreover, commercial banks may focus on customer base expansion and income earned from

increase came from net interest income which rose Baht 608 million, or 2.63 percent, due largely to interest income from repurchase agreement transactions. Net interest margin (NIM) was equal to 3.37 percent

have to prioritize asset quality management while also maintaining prudent credit underwriting policies, along with cost efficiency and expansion of customer base and income by providing financial

increase in net interest income which was derived mainly from expansion in retail and SME business loans, in line with growth in net interest margin (NIM). Excluding gain on investments of certain banks in

and subsidiaries thus reported Baht 90,484 million in operating profit before provision expense and income tax expense, rising Baht 935 million, or 1.05 percent, over-year. The increase was derived from

for the period and Total comprehensive income for the period were Baht 26.6 million, increasing +60.6% YoY due to the expansion of services in providing digital content via telecommunication channels

+39.06% YoY mainly due to the expansion of digital content via telecommunication channels service. In 9M2021, profit for the period and total comprehensive income for the period were THB 74.27 million

December 2021 which was audited by the auditor. The Company’s overall performance can be summarized as follows: Performance Unit: THB Million 2020 2021 Inc./(Dec.) % Inc./(Dec.) Services income 345.53 515.00

results of WIIK and its subsidiaries for the three-month period ended September 30, 2019 as follows. Summarized of the Statement of income Unit : million Baht Quarter 3/2019 Quarter 3/2018 Changed