with severe and significantly complex digital risk and cybersecurity challenges, we have established a Digital-Oriented Risk and Cyber Security Risk Management Framework in alignment with the strategy of
guidelines for compliance with other requirements stipulated by the PSA and any that may be stipulated in the future. We have conducted studies and informed relevant staff to ensure that operations comply with
capital adequacy and liquidity position assessment for improving of our forward-looking and preventive portfolio management to comply with the Bank of Thailand’s regulations and directions. Value-Based
volatile during this quarter. However, Thailand’s financial stability was satisfactory due to a high current account surplus and rising demand for imported raw materials used in export-oriented manufacturing
-oriented production were on the ebb. Furthermore, digital disruption continued to negatively impact certain business operators’ income and operating costs. Under these circumstances, KBank put in place more
while also improving efficiency in the Conglomerate’s risk and reserve management as well as capital adequacy and liquidity position assessment for improvement of the Conglomerate’s forward-looking and
LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR Q3/2017 2 2. Economic Situation The Thai economic activity in the third quarter of 2 0 1 7 continued to expand. Export–oriented manufacturing businesses
marine species and 3.) Tales of Thailand, the center of cultural stories from all parts of Thailand. • Central Phuket Festival, the lifestyle shopping center catered towards family-oriented customers that
บริหารจดัการความเสี่ยงได้ในลกัษณะมองไปข้างหน้าและ เป็นเชิงป้องกัน (Forward-looking and Preventive Portfolio Management) ได้ดียิ่งขึน้ สอดคล้องกับ ข้อก าหนดและทิศทางของธนาคารแหง่ประเทศไทย ผลักดันการจัดการ
cause the actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by such forward- looking statements. Please note