accounting period and forward looking statements, as well as the accounting policies and reasons given for applying such policies.?    

understanding and by contributing to the further development of our respective financial centres. We are looking forward to the continuing good relationship and cooperation between the SEC Thailand and the CSSF

tax cut packages and accommodative fiscal policy. Broadly speaking, both developed and developing economies, excluding China, showed signs of improvement in concert. Looking forward, the global economic

our aspiration to become “Customers’ Life Platform of Choice”, meaning the most-preferred platform that can meet customers’ needs in every aspect of their lives, in order to deliver an excellent

of Things (IoT) will make security systems more vulnerable to cyberattacks. Looking forward, cyber security risk will remain critical in line with an increasing volume and value of economic and

is also proceeding according to plan, being 35% completed by the end of March. The construction is expected to be completed in 1Q 2020. Looking forward, we will strive to enhance asset value through (i

financial institutions of Baht 114 million; and (3) cash paid to finance costs of Baht 66 million. 6. Forward Looking The Year 2019 was another challenging year for the Company. We dealt with uncontrollable

– economy, society and environment – under good corporate governance and appropriate risk management. Guided by the Customer Centricity strategy and resolution of delivering an excellent customer experience

deliver excellent financial products and an unsurpassed service experience to all our customers. Meanwhile, KBank places equal importance on supporting functions which are in harmony with our business

will grant a special award for first-time participants. The contest is with the objective to select the perfect provident fund model, with excellent and effective management, who is applying good