December 2019 December 2019 Normal 1,918,520 16,119 Special mentioned 67,596 848 Substandard 9,783 1,359 Doubtful 14,522 6,259 Doubtful of loss 54,901 30,087 Total 2,065,322 54,672 Add Excess allowance for

10,608 11,892 10,387 Doubtful of loss 53,837 53,810 56,681 30,188 30,198 36,471 Total 2,088,784 2,026,682 2,009,050 58,620 60,290 67,707 Add Excess allowance for doubtful accounts 88,968 85,667 70,004

Including the administrative expenses of the property development business from the purchases in last quarter of 2017. 4. Bad debts and doubtful accounts decreased from the previous year by Baht 10. 57

5,852 2,589 Doubtful 16,430 16,341 16,050 8,246 8,724 10,140 Doubtful of loss 52,083 49,296 43,316 33,744 32,247 27,815 Total 1,982,279 1,927,809 1,945,746 66,522 61,402 55,594 Plus excess allowance for

27,815 Total 1,943,380 1,982,279 1,945,746 67,431 66,522 55,594 Add Excess allowance for doubtful accounts 66,047 60,874 61,214 Total allowance for doubtful accounts from loan classification 133,478

Limited and its subsidiary for the first quarter ended 31 March 2018 represented a loss before the provision for doubtful accounts of Baht 3.72 million. Inclusive of the provision for doubtful accounts of

15,080 9,296 10,608 8,505 Doubtful of loss 53,718 53,837 65,092 28,969 30,188 41,044 Total 2,035,802 2,088,784 1,983,362 58,576 58,620 71,288 Add Excess allowance for doubtful accounts 93,476 88,968 73,268

recognized doubtful account increased amount of 856.74 million Baht from the same period last year which is estimated from unpaid debtor. Such estimation are based on the Company’s regulations related

5,852 Doubtful 15,080 19,012 16,341 8,505 10,387 8,724 Doubtful of loss 65,092 56,681 49,296 41,044 36,471 32,247 Total 1,983,362 2,009,050 1,927,809 71,288 67,707 61,402 Add Excess allowance for doubtful

1,983,362 2,009,050 60,471 71,288 67,707 Add Excess allowance for doubtful accounts 80,755 73,268 70,004 Total allowance for doubtful accounts from loan classification 141,226 144,556 137,711 Add Revaluation