increase 18 was as a distress de purchase a Interest inc the Compa se of total growth targ n baht. ervices pany incurre n the secon Analysis, Q2/2 l income fo m the same le the Com the same pe m debt col ase

because an increasing of employee remuneration as a result of new staff hire for the distress debt expansion and consolidate cost of insurance service from new subsidiary. The Company’s gross profit for the

of new staff hire for the distress debt expansion and commission paid. However, the percentage of cost of services to revenues was declined significantly. This was because the enhancement of efficiency

damage, [ii] other circumstances indicating that the applicant is facing financial distress, or [iii] reasonable grounds to believe that the applicant has any deficiency or inappropriateness in operational

distress d by 76.0 mil es from J Fin revenue w e same per bles and in er of 2017 e ease 54.5 Company’s crease from emuneration cial statem ht or 2.9 per was 585.2 m ast year. An n in revenu ross margin 350.3

. However, cash flow can still be collected as the Company continuously acquired more distress debt. In the quarter 3-4 of the year 2019. In the past, the Company had bought non-performing loans from

expenses equal to 636.7 million baht, 12.8 % increasing. This is due to the allowance of provision in distress debt management business and personal loan business. Finance Cost The company had total

and PET assets acquired in April 2016.  As mentioned previously, financial distress of a PET player in EMEA has created supply tightness in the region, which IVL and other producers are trying to

, consumer confidence depression and high level of household debt though, there was some spending of consumer goods from the COVID-19 pandemic distress. However, the government sector has launched remedial

not been approved by its regulatory authorities or the Financial Institutions Restructuring Authority, or that is ordered to resolve its distress financial positions by way of capital decrease and