activities of the company, such as gain on exchange rate, interest income, bad debt and bad debt recovery. In the Second quarter of 2019, the group had other income increased by Baht 11 million or 28% in the

gains from exchange rate. ,Interest income ,income tax refund ,Bad debt refund ,and Gain on debt restructuring. In Q2-2017 Other income are increase amount of 5 Million Baht equivalent 1,701% Because

third quarter in 2023. In additions, the household debt rate remained high, the Company, therefore, implemented a more stringent credit lending policy in this quarter and focus on specific customer groups

the export sector, although it has a better outlook in the third quarter. In additions, the household debt rate remained high, the Company, therefore, implemented a more stringent credit lending policy

million or 23.23% due to the subsidiary company. The write-off of receivables (student retirement) was from uncontactable students, and the rate of debt forgiveness in the past decreased. The allowance is

Page 3/7 Jaymart Public Company Limited Remark: Debt collection rate (%) refers to the percentage of the Company ability to collect debt. In the case collection of 97.2% means debt 100 baht, the company

grows not much because the company has been cautious in lending to potential customers to pay back. In terms of debt collection, J Fintech maintains a relatively good debt collection rate. By collecting

16.78 million, decreased Baht 9.36 million or 35.81% compared to the same period of 2019 because company and subsidiaries had paid some principal and interest expense as interest on default debt. 7

, Cash and Bank. And total liabilities decrease Baht 91.45 million or 12.68%, cause of company had defaulted debt so have increase more interest rate default, account payable, other payable, which for

company had defaulted debt so have increase more interest rate default, account payable, other payable, which for working capital and project. Increase on Deposit receives and other. And now company has the