channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 38% of total personal loan sales. Total Sales 36,810 MB 50% 30% 5% 15% Loans
effectively. Consequently, we recorded Bt5,251mn in revenue, growing 26% YoY. Soften EBITDA from cost pressure AIS EBITDA in FY22 was Bt89,731mn, dropped -1.8%YoY mostly from a surging electricity price and
services to uplift the ARPU. Sustaining growth in the bottom line with profitable revenue focus and cost discipline. 3Q23 provided an EBITDA of Bt23,674mn, increasing 7.2% YoY and 1.5% QoQ with a healthy
downsized business and continued pursuing debt collection respectively. However, the Company has been expanding more online service channels to customers and reduced the Company’s operation cost. As a result
operational capabilities and enhance cost efficiency, such as smart IoT solutions, cloud services, and connectivity. Mobile services continued the momentum from value-based offerings Mobile revenue reported
operational capabilities and enhance cost efficiency, such as smart IoT solutions, cloud services, and connectivity. Mobile services continued the momentum from value-based offerings Mobile revenue reported
for Bangkok real estate business in 2019 and necessity to increase caution in business operation, the management maintain positive view over luxury condominium1 market, appraising from sales volume of
urges the private sector to exercise caution and refrain from using response letters in such manner.In any case, the SEC’s response letters to inquiries may contain facts that have changed or are specific
continued pursuing debt collection respectively. However, the Company has been expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless
quality remained in concerns. The Company, therefore, proceeds with high-risk financial products with caution, as well as, expands the target group to customers with more stable incomes. As of May 31, 2024