No: AH 02022024 February 29th, 2024 Subject: Management Discussion & Analysis (MD&A) for the financial statements of fiscal year 2023 ended as of December 31, 2023 To: The President The Stock Exchange

Summary Significant Event Operating Highlights in Q4/2023 Q4/22 Q4/23 Change +/(-) 2022 2023 Change +/(-) (THB million) %YoY %YoY Operating Revenue 264 317 20% 938 1,217 30% Gross Profit 166 206 24% 592 789

Profit from Investments in Associates 203.1 590.4 -65.6% 424.5 775.3 -45.2% Net Profit attributable to Owners of the Parent 317.4 857.5 -63.0% 360.9 1,281.8 -71.8% Normalized Net Income attributable to

convert convertible debentures or preferred shares which shall be subject to the provisions of the laws. In making share payment, subscribers or purchasers of shares are not allowed to set off their share

lifecycle; (2) establish the terms for acceptable use of IT assets; 19 (3) in case of any change to the responsible person or unit, protection roles and responsibilities to relevant IT assets should be

for acceptable use of IT assets ; (3) in case of any change to the responsible person or unit, protection roles and responsibilities to relevant IT assets should be reviewed. Clause 16 IT assets

(Translation) Re: BOD.SET 003/2020 February 25, 2020 Subject: Clarification on the Change in operating results for the twelve month ended 31 December 2019 over 20% compared with the same period of

(Translation) Re: BOD.SET 011/2019 August 8, 2019 Subject: Clarification on the Change in operating results for the six month ended June 30, 2019 over 20% compared with the same period of the

(Translation) Re: BOD.SET 013/2019 November 12, 2019 Subject: Clarification on the Change in operating results for the nine month ended September 30, 2019 over 20% compared with the same period of

individuals to change their spending behavior and learn of effective financial planning. The Project will help create strong economic fundamentals at the household level which will impact the national level