, reduces document work, reduce management costs and increase efficiency in business management, including salary payroll, bulk payment for retail fund transfer to another bank, bill payment for products and
fast, reduces document work, reduce management costs and increase efficiency in business management, including salary payroll, bulk payment for retail fund transfer to another bank, bill payment for
) (15) 269% Maintenance capex (26) (22) (22) 16% (103) (91) 13% Cash Flow After Strategic Spending (362) 107 (93) 289% (202) 238 Net financial costs (42) (23) (42) 0% (129) (129) 0% Income tax (17) (8
1,107,572 2,219,787 Total expenses 2,779,223 3,073,407 3,108,032 3,566,952 Operating profit (loss) before interest and tax 171,579 91,629 (925,969) (2,203,706) Finance costs (71,167) (166,022) (152,358
Services 4.1 Cash Management Service is a financial service to support the financial management that is convenient and fast, reduces document work, reduce management costs and increase efficiency in business
) (25) (11)% (100) (97) 3% Cash Flow After Strategic Spending (216) (362) 21 (439) 71 Net financial costs (20) (42) (23) (10)% (127) (126) 1% Income tax (25) (17) (11) 124% (82) (52) 58% Dividends and
) (2,180,360) (148,127) Finance costs (166,022) (152,358) (173,896) (87,692) Income tax (expense) benefit 115,322 (157,819) (24,166) (53,633) Share of profit (loss) of associate 320 1,080 70 (67) Profit (loss
December 2018 Page 6/21 4. Other Services 4.1 Cash Management Service is a financial service to support the financial management that is convenient and fast, reduces document work, reduce management costs