increase to 17.03% while Tier-1 ratio will be 13.52%. Business Segment Performance The Kiatnakin Phatra Financial Group (“the Group”) business is divided into two main areas: the commercial banking business
% while Tier-1 ratio will be 13.53%. 11 Business Segment Performance The Kiatnakin Phatra Financial Group (“the Group”) business is divided into two main areas: the Commercial Banking Business operated by
channels to reach targeted client segment while maintaining an effective risk management and credit monitoring and control. For Private Banking, the goal is to grow the business by capitalizing on capital
to 17.81% while Tier-1 ratio will be 14.01%. Business Segment Performance The Kiatnakin Phatra Financial Group (“the Group”) business is divided into two main areas: the Commercial Banking Business
sending in line application. The banking and financial sector will be affected directly. Self-adjustment must be made and new forms of business must be found to cope with this likely trend as it could
Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in the First Quarter of 2018 1 1.2 Banking Industry and Competition 2 1.3 Regulatory Changes 2 2. Risk
global economy. For domestic sector, private consumption and private investment also showed positive signs with private consumption recovering strongly in the durable goods segment (especially in vehicles
economy. For domestic sector, private consumption and private investment also showed positive signs with private consumption recovering strongly in the durable goods segment (especially in vehicles) and
2017 with improvements in NPLs for both the real estate segment and the hire purchase segment. Capital Market business comprises of brokerage business, investment banking business, investment business