of the account, including identification of the customer’s identity, source of funds used for derivatives trading and the real beneficiary of the customer. Clause 19. Derivatives broker shall arrange

low-risk customers. Regarding home loan, we will revise our credit policy to be consistent with the Bank of Thailand’s macroprudential measure to be implemented to preclude speculation in the real

receivables 705 781 -10% Inventories 909 1,047 -13% Other current assets 173 177 -2% Total current assets 1,909 2,106 -9% Property, plant and equipment 2,089 2,071 +1% Goodwill 213 - - Investments in joint

. Also, there were concerns about pockets of risks in the property market, further accumulation of household debt, and debt serviceability of SMEs, especially those affected by changes in structural

Personal loan 8,132 3.1 7,993 3.4 1.7 Micro SMEs loan 7,741 3.0 7,954 3.3 (2.7) Housing loan 24,234 9.4 21,663 9.1 11.9 Commercial Lending 59,766 23.1 60,899 25.6 (1.9) Real Estate Development loan 30,738

to customers classified by type of businesses September December Variance 2020 2019 Amount (%YTD) Agricultural and mining 37.4 12.9 24.5 189.9 Manufacturing and commerce 38,374.1 38,315.5 58.6 0.2 Real

. In addition the Company will be responsible for land transfer registration fee, land tax and any expenses to be paid to government agencies for ownership transferrable of property approximate Baht

objectives of investing in assets concerning infrastructure, property or property development business. In this regard, the establishment of such collective investment scheme shall be granted an approval for a

mental health, or property damage. 6 Rules and Regulations Key Points 12. Right-based Assets Act, B.E. 2562 (2019), published in the Government Gazette on April 30, 2019, effective October 27, 2019 onward

LAW which is a legal advisor in the Philippines to claim against NPSI for the refund of capital investment. Currently, the property investigation process has been completed and it is now on the process