) Private Company Limited (“ASB Cambodia”) Retail Finance 80% General characteristics of transactions: AEON Systems provides outsourcing service in the system development to ASB Cambodia with cost of

reach 122,000 kiosks nationwide and the total usage amount of Bt32,000mn. The Company focuses on being the leader of payment solutions by 5 digital retail channels strategy. The Company plans to launch

year affected to end user to delay their purchasing order from the retail store and therefore the distributor delayed ordering for their stock as well, together with the delivery plan were delayed to Q3

. In addition, the Company also partners with retail stores to provide more installment loans. The Company provides more channels to facilitate financial services to customers and reduce Company’s

122,000 kiosks nationwide and the total usage amount of Bt32,000mn. The Company focuses on being the leader of payment solutions by 5 digital retail channels strategy. The Company plans to launch new

government’s investment projects. Nonetheless, small business and retail loans may see only limited growth amid a feeble recovery in purchasing power. Close attention should be paid to competition in the market

within December 2017. Industry Overview In term of the retail industry in 3Q17, there has been constant low growth from the previous quarter due to the weakness in buying power especially for low-income

bakery shops under the brand “S&P”. However, the growth of the domestic retail channels is slightly decreased by 2. 5 percent comparing to the same period of the previous year because the decreased

aims to expand Boonterm kiosk to reach 122,000 kiosks nationwide and the total usage amount of Bt32,000mn. The Company focuses on being the leader of payment solutions by 5 digital retail channels

the supermarkets and retail malls are declined. The ratio of the revenues from the domestic sales and services to the overseas sales and services in 2017 is 78. 3 percent to 11.2 percent respectively