– Dec 2018 = 249.75 million Cu.M. Jan – Dec 2019 = 313.41 million Cu.M. Raw Water Distribution by Customer Group (Internal usage for tap water production is included) Industrial Estate 57% Household

. As a result, gross profit margin of raw water business dropped to 50.06% from 54.99%. Industrial Estate 64% Household Customer 23% Private Industrial Park 2% Factories 1% Internal Usage 10% Industrial

gross profit margin of raw water business dropped to 56.10%. Industrial Estate 50% Household Customer 22% Private Industrial Park 14% Factories 5% Internal Usage 9% Industrial Estate 49% Household

; Information on the approval for offer for sale and report of the results of the offer for sale of debt instruments; Application for approval for issuance and offer for sale of trust units of real estate

Estate Affairs Co., Ltd., as the valuers approved by the SEC Office. The Board of Directors determines the Fair Price from the valuation in order to clearly justify the price range since this transaction

Vienna House Capital GmbH and Lombard Estate Holdings Limited, sold the entire ordinary shares in VI Europaische Franchise GmbH (33.3%) to an unrelated person, for a total price EUR 27,000 Joint Venture

. Also, there were concerns about pockets of risks in the property market, further accumulation of household debt, and debt serviceability of SMEs, especially those affected by changes in structural

Personal loan 8,132 3.1 7,993 3.4 1.7 Micro SMEs loan 7,741 3.0 7,954 3.3 (2.7) Housing loan 24,234 9.4 21,663 9.1 11.9 Commercial Lending 59,766 23.1 60,899 25.6 (1.9) Real Estate Development loan 30,738

estate sector. 2.2 Market Risk Management Overall, movements in foreign exchange and interest rates during this quarter, at home and abroad, remained highly volatile in line with the global market. With

estate and construction 23,982.7 23,225.8 756.9 3.3 Public utilities and services 39,136.2 39,946.8 (810.6) (2.0) Housing loans 21,918.0 20,828.0 1,090.0 5.2 Financial intermediation 59,010.0 43,623.3