whose investments range between Baht 2- 10 million. “THE PREMIER ADVISORY: Eight Hours to Get Rich with Tens of Millions of Baht” was therefore organized in this quarter for clients in need of

Competition In the third quarter of 2018, commercial banks recorded increased net profit over-year and over- quarter. Compared to the prior quarter, the rise could be attributed to gain on investments and

investments and loans. Meanwhile, NPL to total loans stood at 3.53 percent, while coverage ratio was equal to 153.58 percent. At the same time, capital adequacy ratio (CAR) of KASIKORNBANK FINANCIAL

and a decrease in net premiums earned - net. Meanwhile, net interest income rose Baht 1,556 million or 6.57 percent, due largely to interest income from loans and investments. Net interest margin (NIM

system grew at a slower pace from the same period of the previous year. Likewise, our net interest margin (NIM) saw a decrease. However, net fees and service income, gain on investments and gain on trading

establish “THE PREMIER” brand as the brand of millennial customers whose investments range from Baht 2-10 million, KBank, in this quarter, held THE PREMIER Advisory activities to provide knowledge and in

of money and capital markets, and TFRS 9 impacts from reclassification and remeasurement of investments. However, net interest income increased Baht 2,512 million, or 9.82 percent, due to loan growth

Holdings, Inc. 51.00% 49.00% 100.00% 100.00% 52.00% 100.00% 100.00% 100.00% 100.00% ABT Investments (India) Private Limited 80.00% = Operating entities Sakthi Service GmbH 100.00% Sakthi Global Auto Holdings

% 49.00% 100.00% 100.00% 52.00% 100.00% 100.00% 100.00% 100.00% ABT Investments (India) Private Limited 80.00% = Operating entities Sakthi Service GmbH 100.00% Sakthi Global Auto Holdings Limited (“SGAH

) (26.52) (5,200.00) Doubtful account (63.99) (838.66) (86.50) (16,960.78) Loss from impairment of goodwill - - (51.20) (10,039.21) Loss from impairment of investments in (0.01) (0.13) (1.64) (321.57) บมจ