The Capital Market Supervisory Board (CMSB)’s Meeting No. 4/2021 dated 16 March 2021 passed a resolution approving in principle the regulatory revision following the cooperative plan of the BOT’s

The SEC’s instruction followed the latest developments within IFEC organization, namely the resolution of IFEC Extraordinary Shareholders’ Meeting No. 1/2561, appointing new directors to fill in the

) / Total revenues from sales EBIT margin (%) = (Profit before income tax expense + Finance Cost) / Total revenues from sales EBITDA margin (%) = (Profit before income tax expense + Finance Cost

customers and reduced the Company’s operation cost. As a result, the cardless withdrawal transactions currently accounting 97% of total personal loan sales. - Hire Purchase For the 1Q/2023 financial results

in 2018 amounting of 14.70 Million Baht as selling expense, while reclassify transportation expense to customer for 2019 amounting of 13.76 Million Baht as cost of service according to TFRS15. Moreover

newly issued ordinary shares at the offering price of THB 2 per share to the existing shareholders of the company via a Rights Offering (RO) at an offering ratio of every 5 existing ordinary shares for 1

'/]" #3( futures contracts ".%/+ % ' #"+" - Forwards / Swaps replacement cost +, (.+, replacement cost +, (. E 2 2.1.2 Non FX-linked 30$). 2.1.1 30$). 2.1.1 2.2 !4!$$ 2.2.1 FX/Gold-linked (" 2) 30

. Cost and selling and administrative expenses in 2016 decreased by 74 million Baht compared to the previous year. The main reason was the decrease of cost on raw material and machinery maintenance

% 3,104.93 100.0% 3,339.04 100.0% 7.5% Cost of services (658.51) -79.1% (655.73) -78.7% (652.92) -79.7% -0.4% -0.9% (2,373.50) -76.4% (2,631.21) -78.8% 10.9% Gross profit 174.31 20.9% 176.09 21.2% 166.35 20.3

12,547 12,416 Gross profit margin (%) 22.84% 25.49% 26.48% Consolidated financial ratios 2018 2017 2016 Financial data and profitability ratios (continuous) Operating expense (include Research and