226,148.2 238,658.0 (12,509.8) (5.2) Loans to Customers Loans to customers (including interbank lending and money market items) classified by business sector can be divided into Big Corporate & Corporate
Customers Loans to customers (including interbank lending and money market items) classified by business sector can be divided into Big Corporate & Corporate, SMEs & SSME and Retail. As of 31 December 2019
million baht, mainly due to changes in the fair value of marketable securities The asset to be disposed group classified as held for sale of power plant business decreased by 1,132.71 million baht due to
the year 2019. Loans consist of Big Corporate & Corporate at 76.0%, followed by Retail at 12.7% and SMEs & SSME at 11.3% of total loans. When classified by type of business, most portion of loans was
notable improvement of the performance in terms of revenue and cost-saving compared to last quarter. However, Overall performance on a year-over-year basis was affected by the change in structure of revenue
into year-end due to continued strength at our customers taking into account the normal seasonal effects” 2. Outlook Marco environment experienced some notable headwinds particularly in the tourism
(mostly related to Thai Financial Reporting Standard No. 16 (TFRS 16). Other notable cash flow changes were (1) Trade and other Current Payables which increased by THB 80.7 Mn (2) Accrued Expenses which
full year 2021 was also notable at Baht 1,282.29 million, compared to 542.08 million in 2020. On average, our core operating profit in 2021 was strong at an average of Baht 320 million per quarter. Gain
2022. Core Operating Profit (defined as Earnings before Interests and Taxes exclude interest income, gain (loss) on exchange rate and other irregular items) for 9M 2022 was also notable at Baht 1,509.1