performance and Important Factors Affecting the Operations The 2019 performance for the debt management and collection business has been proven that JMT Network Services Public Company Limited ("JMT") is

which has already been audited by the Company’s auditor can be summarized as follows: Overview of 2017 Business and Key Factors impact on the Company’s performance Overall of Non-Performing Loan situation

which mainly resulted from an increase in sales from the product Disc. There were a few supporting factors that affected revenue from sales, both weather condition and water level. We found that water

................... 3 II. DESCRIPTION OF THE DEBT SECURITIES ........................................................... 3 III. RISK FACTORS

, approving the audited consolidated financial statements for Quarter 1 of 2018 ending on 31 March 2018. The Company would like to report factors that affect the financial performance of The Company and its

2019, approving the audited consolidated financial statements for the fiscal year ended on December 31,2018. The Company would like to report factors that affect the financial performance of the Company

Y2018 Company Performance MDX Public Company Limited (“MDX”) would like to explain major factors that affect Y2018 consolidated operating results as follows: ▪ MDX has THB 137.76 million of land-sale

-100,060 -68.48% 36,170 63,182 -27,012 -42.75% From revenues, cost of goods sold and expenses factors, company profit before income tax of nine-month and 3nd quarter 2019 was 57.45 and 44.64 million baht

the previous yearly. To: The President The Stock Exchange of Thailand In the fourth quarter of the year, the Thai economy grew by only 2.4%, which is contracted according to domestic factors. Especially

February 2020, approving the audited consolidated financial statements for the fiscal year ended on 31 December 2019. The Company would like to report factors that affect the financial performance of the